1. Identity and legal status — 10 points

• Valid DNI / NIE + residence permit in order — 10

• Valid DNI/NIE, but pending complementary documentation — 5

• Incomplete documentation or inconsistencies — 0

2. Income and stability (Spain) — 30 points

Income level (Spanish standard: ≥ 2.5–3× income)

• Income ≥ 3× monthly rent — 15

• Income between 2.5× and 3× income — 10

• Income < 2.5× income — 0

Type of employment contract

• Indefinite contract (permanent), more than 6 months in the post — 10

• Temporary, permanent discontinuous contract or probationary period — 5

• No Contract / Undemonstrable Income — 0

Self-employed (self-employed)

• Annual return (IRPF) + stable income — 5

• Irregular activity or unclear income — 2

• No valid documentation — 0

3. Bank solvency — 15 points

• Bank statements 3–6 months, stable balance — 15

• Variable balance, but not red — 7

• Red numbers, returned charges, or suspicious movements — 0

4. Rental history (Spain or another country) — 15 points

• Positive references from previous owner — 15

• No history (first rental) — 7

• Incidents, delays, conflicts or debts — 0

5. Guarantees permitted by Spanish law — 15 points

(LAU: maximum 2 months of additional guarantees + 1 month legal deposit)

• Default Insurance approved (score validated by insurer) — 10

• Valid bank guarantee — 10

• Legal Additional Deposit (up to 2 months) — 5

• No additional guarantees — 0

6. Conduct and transparency — 10 points

• Responds clearly, delivers documents quickly, has the right attitude — 10

• Doubts, delays, defensiveness — 5

• Hide information, press to enter fast, conflicting behavior — 0

7. Number of occupants (community regulations + housing size) — 5 points

• Adequate occupancy (1–2 people) — 5

• 3–4 people within the legal limit — 3

• More people than allowed or no clarity — 0

Interpretation of results (Spain)